
What this covers
You can't resolve a debt the IRS hasn't calculated yet
Most IRS resolution options — an installment agreement, an Offer in Compromise, penalty abatement — require that you be current on filings first. If years have gone unfiled, the IRS may eventually file a Substitute for Return on your behalf, usually without deductions or credits you're entitled to, producing a higher balance than a properly filed return would.
We pull your IRS wage and income transcripts, reconstruct what's needed, and get the missing returns filed correctly — then move to resolving whatever balance remains.
Who this is for
Signs it's time to get current
You have unfiled years, however many
One year or ten — the starting point is the same.
The IRS filed a return for you
You received a Substitute for Return notice with a balance that looks too high.
You need to file before applying for relief
You want an installment agreement or OIC, but filings need to be current first.
Free case review
You don't have to face the agencies alone.
Start with a free, confidential case review. A specialist will look at your notice and explain your options — with no obligation.