Skip to content
San Diego waterfront skyline

Home / Blog

Resources

Tax notices and problems, explained clearly

Plain-language guides to the letters people actually receive and the options that follow.

How Long Can the IRS Collect a Tax Debt? The 10-Year Rule Explained

Short answer: The IRS generally has 10 years to collect a tax debt, counted from the date the tax was assessed. After…

Read Article →

IRS Notice CP2000: What to Do When the IRS Says Your Income Doesn’t Match

A CP2000 is a proposal, not an audit and not a bill, but you still have 30 days to respond. Ignore it and you get 90 days to petition Tax Court.

Read Article →

Haven’t Filed Taxes in Years? How to Fix Unfiled Returns Before the IRS Does

Short answer: If you have years of unfiled tax returns, the safest move is to file them — even the old ones…

Read Article →

LT11 / Letter 1058: The Final Notice Before the IRS Levies

LT11 and Letter 1058 are the same IRS notice: the last one before a levy. You get 30 days to file Form 12153, and the postmark is what counts.

Read Article →

How to Get IRS Penalties Removed: First-Time Abatement and Reasonable Cause

Short answer: The IRS will sometimes remove penalties — a process called penalty abatement. There are two main ways to qualify: First-Time…

Read Article →

IRS Currently Not Collectible Status: What It Is and How to Qualify

Short answer: If paying the IRS would leave you unable to cover basic living expenses like rent, food, and utilities, you may…

Read Article →

What Is an IRS Tax Lien, and Why Can It Stop You From Selling Your Home?

A federal tax lien is a legal claim over everything you own that silently damages your credit. Learn how it differs from a levy and 4 ways to release or clear it.

Read Article →

Can’t Pay the IRS in Full? How an IRS Payment Plan Actually Works

Owing the IRS money you can't pay all at once is stressful — but it is one of the most common and…

Read Article →

What Is an IRS Levy, and How Can You Stop It Before It Destroys Your Finances?

An IRS levy lets the government seize your wages, bank accounts, and property. Learn what it can take, the 21-day bank rule, and five proven ways to stop a levy.

Read Article →

What Happens After You Receive an IRS CP504 Notice? (Don’t Ignore This)

An IRS CP504 notice means your tax debt entered active enforcement. Learn what it means, what happens if you ignore it, and the exact steps to stop a levy.

Read Article →

IRS Form 668-W: What NOT to Do When the IRS Garnishes Your Wages

A Form 668-W wage levy takes part of your paycheck before you see it. Learn the mistakes that make it worse and the exact steps to stop an IRS wage garnishment.

Read Article →

Form 656: What an Offer in Compromise Really Is — and Who Actually Qualifies

Settling for less than you owe is real — but only under specific conditions. Here's the honest test.

Read Article →

What Happens If You Owe the IRS More Than $10,000

Above $10,000 the IRS treats your account differently. Here's what changes and which paths open up.

Read Article →

Understanding IRS Notice Codes: What Each One Means

A plain-language guide to reading the code and the deadline on your IRS letter.

Read Article →

Free case review

You don't have to face the agencies alone.

Start with a free, confidential case review. A specialist will look at your notice and explain your options — with no obligation.